During the lasik procedure, the surgeon uses a laser to correct your refractive error. Generally, this is myopia (nearsightedness), but it may also be hyperopia (farsightedness) or astigmatism. LASIK is typically considered an elective surgery, and most insurance companies do not cover it.
It is important to choose a board-certified ophthalmologist, according to Dr. Shamie, because a qualified surgeon can reduce your risk and ensure optimal results. She recommends asking friends and family for recommendations and checking out the website of your chosen doctor.
Costs vary depending on the type of LASIK procedure you need. For example, all-laser LASIK is less expensive than bladeless LASIK or custom LASIK. Moreover, the experience and reputation of the doctor can influence the final price.
Financing options can help minimize the lasik costs. Many medical practices and surgery centers offer financing plans with 0% interest for up to two years, or even longer.
Some health insurance companies may offer discounts or reimbursements for LASIK eye surgery, says Dr. Shamie, but you should always check with your insurance provider to make sure it will be covered.
Another option for financing lasik eye surgery is to use an FSA or HSA account offered by your employer. This allows you to set aside pre-tax funds throughout the year for health care expenses. Using these accounts can help you avoid paying taxes on the lasik costs.